I dont know ANYTHING about lifting surface inside a fuse.
I do know that the underside of a wing does have an effect on lift. Semifoiled', flat, or underchambered, there IS a response to the shape of the bottom of the wing. Just how much is for smarter people than me to debate. In the case of a sheet wing [ no top or bottom foil' at all ] Most of the lift for the model actually comes from the bottom of the wing "skimming " over the air. [ Like a fast boat over water.]
This is why when figureing wing area, it is best to figure the full width of the wing on high or low wing craft. [ In the case of model airplanes ]
Also, the fact that it is a small model changes alot of things, like the air over/around a wing tip, ect.
The system is not perfect, but it does give us a basic guideline to follow. I have read this same type of disscussion on MANY parts of the web and there is no clear answer. Its a matter of personal taste, really. There are good reasons to include wing tips and good reasons not to. I do because it makes the math easyer, and good or bad, they all have wingtips.
But thats just me. Your mileage may vary.
thymekiller